THE HEALTH & EDUCATION Credit Union Profile

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THE HEALTH & EDUCATION

Charter #10800 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (859) 231-8262

Fax: (859) 254-3253

Founding Date: N/A

Website: http://www.thefcu.com

Personnel & Operations

President: Riel, David

Manager: STAFF, JOE

FT Employees: 15

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 2

Hours: lobby 9-5 drive thru m-th 8-5:30 friday

Credit Union Profile Summary

THE HEALTH & EDUCATION is a FCU Credit Union. With a total of 12,825 members [1], this institution manages approximately $119,466,086 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.68% [1].

Financial Snapshot

Total Assets [1]
$119,466,086

Total economic resources.

Total Loans [1]
$42,913,574

Total value of outstanding loans.

Total Deposits [1]
$100,717,166

Total funds deposited by members.

Members [1]
12,825

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

424 Park Pl

Lexington, KY, 40511-1829
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by THE HEALTH & EDUCATION (Charter #10800).

Main Office

Main Office Main Office

Type: Corporate Office

424 Park Pl

Lexington, KY 40511-1829

Phone: (859) 231-8262

Services: Member Services, Drive-Thru

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Additional Branches

Lexington

Pasadena Branch

Type: Branch Office

185 Pasadena Dr Ste 155

Lexington, KY 40503-2975

Phone: (859) 231-8262

Services: Member Services, ATM, Drive-Thru

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