UPSTATE TELCO Credit Union Profile
Showing details for UPSTATE TELCO Credit Union.
Credit Union Profile for: UPSTATE TELCO
UPSTATE TELCO
Headquarters Contact & Staff
Contact & Info
Phone: (518) 773-6548
Fax: (518) 762-3012
Founding Date: N/A
Website: http://www.upstatetelcofcu.org
Personnel & Operations
President: Rubscha, Lynne
Manager: Insognia, Barbara
FT Employees: 1
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 23
Branches: 1
Hours: M-Thr 9:00am - 3:00pm Fri 8:00am - 3:00pm
Credit Union Profile Summary
UPSTATE TELCO is a FCU Credit Union. With a total of 531 members [1], this institution manages approximately $4,260,640 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.30% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by UPSTATE TELCO (Charter #10746).
Main Office
Main Branch Main Office
137 Harrison St
Gloversville, NY 12078
Phone: (518) 773-6548
Services: Member Services