P C Credit Union Profile

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P C

Charter #10704 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 642-9248

Fax: (814) 642-5044

Founding Date: N/A

Website: http://www.pcfederalcu.org

Personnel & Operations

President: Lane, Clifford

Manager: Bonser, Jean

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: MONDAY THROUGH FRIDAY, 8:00AM-5:00PM

Credit Union Profile Summary

P C is a FCU Credit Union. With a total of 1,427 members [1], this institution manages approximately $13,798,620 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.92% [1].

Financial Snapshot

Total Assets [1]
$13,798,620

Total economic resources.

Total Loans [1]
$10,664,303

Total value of outstanding loans.

Total Deposits [1]
$11,988,657

Total funds deposited by members.

Members [1]
1,427

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

203 N MAIN ST

PORT ALLEGANY, PA, 16743
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by P C (Charter #10704).

Main Office

P C Federal Credit Union Main Office

Type: Corporate Office

203 N Main St

Port Allegany, PA 16743

Phone: (814) 642-9248

Services: Member Services

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Additional Branches

Smethport

Disaster Recovery Site

Type: Branch Office

45 Route 446

Smethport, PA 16749

Phone: (814) 887-9244

Services: Member Services

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