KEMBA ROANOKE Credit Union Profile

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KEMBA ROANOKE

Charter #107 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 387-5267

Fax: (540) 387-2854

Founding Date: N/A

Website: http://WWW.KEMBAFCU.ORG

Personnel & Operations

President: PAGANS, GARRETT

Manager: DAVIDSON, ALLAN

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 2

Hours: MONDAY THRU FRIDAY 8:30AM TILL 5:00PM excep

Credit Union Profile Summary

KEMBA ROANOKE is a FCU Credit Union. With a total of 4,729 members [1], this institution manages approximately $76,768,593 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.12% [1].

Financial Snapshot

Total Assets [1]
$76,768,593

Total economic resources.

Total Loans [1]
$23,942,940

Total value of outstanding loans.

Total Deposits [1]
$64,571,545

Total funds deposited by members.

Members [1]
4,729

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2812 W MAIN ST

SALEM, VA, 24153
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by KEMBA ROANOKE (Charter #107).

Main Office

KEMBA ROANOKE MAIN Main Office

Type: Corporate Office

2812 W MAIN ST

Salem, VA 24153

Phone: (540) 387-5267

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Lynchburg

KEMBA ROANOKE LYNCHBURG

Type: Branch Office

3403 CANDLERS MOUNTAIN RD

Lynchburg, VA 24502-2221

Phone: (434) 846-3393

Services: Member Services, Drive-Thru

Open in Directions