HORIZON Credit Union Profile

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HORIZON

Charter #10687 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 326-3636

Fax:

Founding Date: N/A

Website: https://www.HORIZONFCU.ORG

Personnel & Operations

President: FEDELE, JAMES

Manager: Howard, Justin

FT Employees: 61

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 6

Hours: Mon- Thurs 9:00 to 4:30 Fri 9:00 to 5:30

Credit Union Profile Summary

HORIZON is a FCU Credit Union. With a total of 14,472 members [1], this institution manages approximately $146,727,000 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.72% [1].

Financial Snapshot

Total Assets [1]
$146,727,000

Total economic resources.

Total Loans [1]
$102,491,356

Total value of outstanding loans.

Total Deposits [1]
$133,985,383

Total funds deposited by members.

Members [1]
14,472

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

330 Pine st

Williamsport, PA, 17701

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by HORIZON (Charter #10687).

Main Office

Administrative Building Main Office

Type: Corporate Office

2849 Reach Rd

Williamsport, PA 17701

Phone: (570) 326-3636

Services: None specified

Open in Directions

Additional Branches

Lock Haven

LOCK HAVEN BRANCH OFFICE

Type: Branch Office

217 W BALD EAGLE ST

Lock Haven, PA 17745

Phone: (570) 748-4553

Services: Member Services, ATM, Drive-Thru

Open in Directions

Muncy

Muncy Branch

Type: Branch Office

867 Lycoming Mall Dr

Muncy, PA 17756

Phone: (570) 326-3636

Services: Member Services, ATM, Drive-Thru

Open in Directions

State College

State College Branch

Type: Branch Office

2451 East College Avenue Suite 100

State College, PA 16801

Phone: (570) 326-3636

Services: Member Services, ATM, Drive-Thru

Open in Directions

Williamsport

Third Street Branch

Type: Branch Office

1007 E 3rd St

Williamsport, PA 17701

Phone: (570) 326-3636

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Williamsport Branch

Type: Branch Office

1930 Lycoming Creek Rd

Williamsport, PA 17701

Phone: (570) 326-3636

Services: Member Services, ATM, Drive-Thru

Open in Directions