NIAGARA FALLS A F Credit Union Profile

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NIAGARA FALLS A F

Charter #10613 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 297-4034

Fax: (716) 297-1223

Founding Date: N/A

Website: http://www.niagarafallsafcu.com

Personnel & Operations

President: Waite, Brian

Manager: Mitchell, Adrienne

FT Employees: 4

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 05

Branches: 1

Hours: Monday - Friday 9:00 - 3:30 P.M.

Credit Union Profile Summary

NIAGARA FALLS A F is a FCU Credit Union. With a total of 1,687 members [1], this institution manages approximately $20,380,109 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.82% [1].

Financial Snapshot

Total Assets [1]
$20,380,109

Total economic resources.

Total Loans [1]
$8,248,919

Total value of outstanding loans.

Total Deposits [1]
$17,985,370

Total funds deposited by members.

Members [1]
1,687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.24%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
45.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2420 Olmstead St

Niagara Falls, NY, 14304-5066
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NIAGARA FALLS A F (Charter #10613).

Main Office

Niagara Falls Air Force FCU Main Office

Type: Corporate Office

2420 Olmstead St

Niagara Falls, NY 14304-5066

Phone: (716) 297-4034

Services: None specified

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Additional Branches

Amherst

Compusource Systems

Type: Corporate Office

110 John Muir Dr

Amherst, NY 14228-1148

Phone: (716) 636-3700

Services: None specified

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