GRAND CENTRAL TERMINAL EMPLOYEES Credit Union Profile

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GRAND CENTRAL TERMINAL EMPLOYEES

Charter #1059 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (212) 697-5367

Fax: (212) 697-9241

Founding Date: N/A

Personnel & Operations

President: Durousseau, John

Manager: Rubino, Inderia

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: MONDAY-FRIDAY 9AM-3PM

Credit Union Profile Summary

GRAND CENTRAL TERMINAL EMPLOYEES is a FCU Credit Union. With a total of 1,513 members [1], this institution manages approximately $7,301,392 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.30% [1].

Financial Snapshot

Total Assets [1]
$7,301,392

Total economic resources.

Total Loans [1]
$1,375,013

Total value of outstanding loans.

Total Deposits [1]
$6,430,830

Total funds deposited by members.

Members [1]
1,513

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
21.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15 VANDERBILT AVE STE D41

NEW YORK, NY, 10017
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GRAND CENTRAL TERMINAL EMPLOYEES (Charter #1059).

Main Office

Grand Central Terminal Employees FCU Main Office

Type: Corporate Office

15 Vanderbilt Ave Ste D41

New York, NY 10017

Phone: (212) 697-5367

Services: Member Services

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