VICTORIA TEACHERS Credit Union Profile

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VICTORIA TEACHERS

Charter #10327 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 576-3168

Fax: (361) 576-0924

Founding Date: N/A

Website: http://www.myvtfcu.com

Personnel & Operations

President: Funkhouser, Tracy

Manager: Withey, Paul

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday - Friday 8:30 am to 12:00 pm 1:00pm

Credit Union Profile Summary

VICTORIA TEACHERS is a FCU Credit Union. With a total of 1,335 members [1], this institution manages approximately $17,937,254 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 32.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.06% [1].

Financial Snapshot

Total Assets [1]
$17,937,254

Total economic resources.

Total Loans [1]
$6,142,192

Total value of outstanding loans.

Total Deposits [1]
$12,067,319

Total funds deposited by members.

Members [1]
1,335

Number of active members.

Performance Ratios

Net Worth Ratio [1]
32.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2207 Wildwood St

Victoria, TX, 77901-7363

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VICTORIA TEACHERS (Charter #10327).

Main Office

Office Main Office

Type: Corporate Office

2207 Wildwood St

Victoria, TX 77901-7363

Phone: (361) 576-3168

Services: Member Services, Drive-Thru

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