CHEROKEE COUNTY TEACHERS Credit Union Profile

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CHEROKEE COUNTY TEACHERS

Charter #10269 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 683-2630

Fax: (903) 683-5429

Founding Date: N/A

Website: http://WWW.CCTEACHERS.COM

Personnel & Operations

President: HASSELL, RICKY

Manager: Jenkins, Kellie

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 8:30 AM TIL 4:30 PM

Credit Union Profile Summary

CHEROKEE COUNTY TEACHERS is a FCU Credit Union. With a total of 1,754 members [1], this institution manages approximately $13,483,885 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.46% [1].

Financial Snapshot

Total Assets [1]
$13,483,885

Total economic resources.

Total Loans [1]
$10,143,856

Total value of outstanding loans.

Total Deposits [1]
$10,753,633

Total funds deposited by members.

Members [1]
1,754

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
94.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

145 FM 2972 W

RUSK, TX, 75785
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CHEROKEE COUNTY TEACHERS (Charter #10269).

Main Office

CHEROKEE COUNTY TEACHERS FCU Main Office

Type: Corporate Office

145 FM 2972 W

Rusk, TX 75785

Phone: (903) 683-2630

Services: Member Services, ATM, Drive-Thru

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