SAFE Credit Union Profile

Showing details for SAFE Credit Union.

Home > SC > SAFE

SAFE

Charter #9988 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (803) 469-8600

Fax: (803) 469-4050

Founding Date: N/A

Website: https://www.safefed.org

Personnel & Operations

President: Oldhouser Davis, Kay

Manager: Baker, Michael

FT Employees: 327

PT Employees: 19

Designations & Ratios

MDI Status: No

RBC Ratio: 17.96%

Membership Type: 35

Branches: 20

Hours: PTM/PEC Call Center 7:00am - 7:00pm Monday

Credit Union Profile Summary

SAFE is a FCU Credit Union. With a total of 142,913 members ^[1], this institution manages approximately $1,884,903,888 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.24% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.72% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,884,903,888

Total economic resources.

Total Loans ^[1]

$1,285,118,986

Total value of outstanding loans.

Total Deposits ^[1]

$1,667,959,328

Total funds deposited by members.

Members ^[1]

142,913

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

77.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

160 W Wesmark Blvd

Sumter, SC, 29150-1964

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 20 branches reported by SAFE (Charter #9988).

Main Office

Admin Main Office

Type: Corporate Office

160 W Wesmark Blvd

Sumter, SC 29150-1964

Phone: (803) 469-8600

Services: Member Services, ATM

SAFE Credit Union Profile

SAFE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Admin Main Office

Additional Branches

Bishopville

Camden

Columbia

Eastover

Florence

Lexington

Lugoff

Manning

Shaw Afb

Sumter

West Columbia