SHELBY/BOLIVAR COUNTY Credit Union Profile

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SHELBY/BOLIVAR COUNTY

Charter #9974 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (662) 843-0060

Fax: (662) 843-6556

Founding Date: N/A

Website: https://www.shelbycu.org

Personnel & Operations

President: Scott, Robert

Manager: Black, Barbara

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 9-5 MON - FRI; CLOSED WEDNESDAY

Credit Union Profile Summary

SHELBY/BOLIVAR COUNTY is a FCU Credit Union. With a total of 1,954 members [1], this institution manages approximately $4,147,634 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.47% [1].

Financial Snapshot

Total Assets [1]
$4,147,634

Total economic resources.

Total Loans [1]
$1,178,765

Total value of outstanding loans.

Total Deposits [1]
$3,198,513

Total funds deposited by members.

Members [1]
1,954

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
36.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -11.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

630 GAINES HWY

BOYLE, MS, 38730
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by SHELBY/BOLIVAR COUNTY (Charter #9974).

Main Office

SHELBY BOLIVAR COUNTY FCU Main Office

Type: Corporate Office

630 Gaines Hwy

Boyle, MS 38730

Phone: (662) 843-0060

Services: Member Services

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Additional Branches

Shelby

SHELBY BOLIVAR COUNTY FCU

Type: Corporate Office

1003 BROADWAY STREET

Shelby, MS 38774

Phone: (662) 398-7091

Services: Member Services

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