BAYOU Credit Union Profile

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BAYOU

Charter #9931 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (225) 925-8800

Fax: (225) 924-1025

Founding Date: N/A

Website: http://www.bayoufcu.org

Personnel & Operations

President: Munn, George

Manager: Linzy, Rhonda

FT Employees: 18

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 4

Hours: LOBBY M-TH 9:00 AM - 4:30 PM LO

Credit Union Profile Summary

BAYOU is a FCU Credit Union. With a total of 7,848 members [1], this institution manages approximately $83,413,414 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.35% [1].

Financial Snapshot

Total Assets [1]
$83,413,414

Total economic resources.

Total Loans [1]
$56,866,151

Total value of outstanding loans.

Total Deposits [1]
$70,999,806

Total funds deposited by members.

Members [1]
7,848

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5880 FLORIDA BLVD

BATON ROUGE, LA, 70806-4247
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by BAYOU (Charter #9931).

Main Office

Main Office Main Office

Type: Corporate Office

5880 Florida Blvd

Baton Rouge, LA 70806-4247

Phone: (225) 925-8800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baton Rouge

Baton Rouge General Medical Center Branch

Type: Branch Office

3600 Florida St

Baton Rouge, LA 70806-3842

Phone: (225) 925-8800

Services: Member Services

Open in Directions

Summa Branch

Type: Branch Office

8601 Summa Ave

Baton Rouge, LA 70809-3678

Phone: (225) 925-8800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Womans Hospital Branch

Type: Branch Office

100 Womans Way

Baton Rouge, LA 70817

Phone: (225) 925-8800

Services: Member Services, ATM

Open in Directions

Lafayette

Lafayette Branch

Type: Branch Office

505 Guilbeau Rd

Lafayette, LA 70506

Phone: (225) 925-8800

Services: Member Services, ATM, Drive-Thru

Open in Directions