MCCOY Credit Union Profile

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MCCOY

Charter #9915 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (407) 855-5452

Fax: (407) 472-2792

Founding Date: N/A

Website: http://www.mccoyfcu.org

Personnel & Operations

President: Davis, Jr, Samuel

Manager: Cowans, Alvin

FT Employees: 207

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 16.76%

Membership Type: 00

Branches: 15

Hours: MON-FRI 9:00 AM - 5:00 PM

Credit Union Profile Summary

MCCOY is a FCU Credit Union. With a total of 80,572 members ^[1], this institution manages approximately $988,473,436 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.28% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.23% ^[1].

Financial Snapshot

Total Assets ^[1]

$988,473,436

Total economic resources.

Total Loans ^[1]

$669,100,735

Total value of outstanding loans.

Total Deposits ^[1]

$856,601,980

Total funds deposited by members.

Members ^[1]

80,572

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

78.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

41 W MICHIGAN ST

ORLANDO, FL, 32806

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

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Branch Locations

Found 16 branches reported by MCCOY (Charter #9915).

Main Office

McCoy Federal Credit Union Main Office

Type: Corporate Office

41 W Michigan St

Orlando, FL 32806

Phone: (407) 855-5452

Services: None specified

MCCOY Credit Union Profile

MCCOY

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

McCoy Federal Credit Union Main Office

Additional Branches

Apopka

Clermont

Kissimmee

Lake Mary

Maitland

Ocoee

Orlando

Winter Garden