DAKOTA RAIL LINE Credit Union Profile

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DAKOTA RAIL LINE

Charter #9907 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 352-3648

Fax: (605) 352-6005

Founding Date: N/A

Personnel & Operations

President: Schied, Gerald

Manager: Gondzar, Rochelle

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: M-F: 9:00 AM-4:00 PM

Credit Union Profile Summary

DAKOTA RAIL LINE is a FCU Credit Union. With a total of 494 members [1], this institution manages approximately $5,134,414 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.34% [1].

Financial Snapshot

Total Assets [1]
$5,134,414

Total economic resources.

Total Loans [1]
$3,898,604

Total value of outstanding loans.

Total Deposits [1]
$4,318,781

Total funds deposited by members.

Members [1]
494

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.34%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

270 4TH ST NE

HURON, SD, 57350-1614

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by DAKOTA RAIL LINE (Charter #9907).

Main Office

DAKOTA RAIL LINE MAIN BRANCH Main Office

Type: Corporate Office

270 4th St NE

Huron, SD 57350-1614

Phone: (605) 352-3648

Services: Member Services

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