HB TELCO Credit Union Profile

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HB TELCO

Charter #9888 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 352-6933

Fax: (833) 353-2330

Founding Date: N/A

Website: https://www.hbtelcofcu.com

Personnel & Operations

President: Huber, Ervin

Manager: GOGOLIN, SARA

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: M-F 9:00 am - 5:00 pm

Credit Union Profile Summary

HB TELCO is a FCU Credit Union. With a total of 790 members [1], this institution manages approximately $4,889,986 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.14% [1].

Financial Snapshot

Total Assets [1]
$4,889,986

Total economic resources.

Total Loans [1]
$3,494,684

Total value of outstanding loans.

Total Deposits [1]
$4,388,583

Total funds deposited by members.

Members [1]
790

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -16.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

375 3rd St SW

Huron, SD, 57350-1945
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by HB TELCO (Charter #9888).

Main Office

HB Telco Federal Credit Union Main Office

Type: Corporate Office

375 3rd St SW

Huron, SD 57350-1924

Phone: (605) 352-6933

Services: Member Services

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Additional Branches

Fort Wayne

BRADFORD SCOTT CORP

Type: Corporate Office

1001 CHESTNUT HILLS PKWY

Fort Wayne, IN 46814

Phone: (260) 625-5107

Services: None specified

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