PACIFIC CREST Credit Union Profile

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PACIFIC CREST

Charter #960 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (541) 884-1376

Fax: (541) 885-8018

Founding Date: N/A

Website: https://www.mypcfcu.org

Personnel & Operations

President: Devore, Karen

Manager: Olney, Chad

FT Employees: 95

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 7

Hours: m & f 9:00-6:00 tu-th 9:00-5:00 Drive up

Credit Union Profile Summary

PACIFIC CREST is a FCU Credit Union. With a total of 25,383 members [1], this institution manages approximately $365,959,162 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.35% [1].

Financial Snapshot

Total Assets [1]
$365,959,162

Total economic resources.

Total Loans [1]
$251,491,628

Total value of outstanding loans.

Total Deposits [1]
$326,884,451

Total funds deposited by members.

Members [1]
25,383

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 16.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2972 Washburn Way

Klamath Falls, OR, 97603
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by PACIFIC CREST (Charter #960).

Main Office

Pacific Crest FCU Main Office

Type: Corporate Office

2972 Washburn Way

Klamath Falls, OR 97603

Phone: (541) 884-1376

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Alturas

Alturas Branch

Type: Branch Office

1030 N Main St Ste 101

Alturas, CA 96101-3391

Phone: (530) 233-4626

Services: Member Services

Open in Directions

Christmas Valley

Christmas Valley Branch

Type: Branch Office

57269 Park Rd

Christmas Valley, OR 97641

Phone: (541) 576-2301

Services: Member Services

Open in Directions

Klamath Falls

South Klamath

Type: Branch Office

6450 Galpin Ln

Klamath Falls, OR 97603-2900

Phone: (541) 884-1376

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lakeview

Lakeview Branch

Type: Branch Office

123 N G St

Lakeview, OR 97630

Phone: (541) 947-4034

Services: Member Services, ATM, Drive-Thru

Open in Directions