POSTAL FAMILY Credit Union Profile

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POSTAL FAMILY

Charter #951 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 232-6910

Fax: (701) 232-1217

Founding Date: N/A

Website: http://www.postalfamilyfcu.com

Personnel & Operations

President: Ingersoll, Renae

Manager: Andersen, Karen

FT Employees: 5

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 2

Hours: 7:30 AM TO 5:30 PM M-F

Credit Union Profile Summary

POSTAL FAMILY is a FCU Credit Union. With a total of 2,270 members [1], this institution manages approximately $29,262,661 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.55% [1].

Financial Snapshot

Total Assets [1]
$29,262,661

Total economic resources.

Total Loans [1]
$10,592,349

Total value of outstanding loans.

Total Deposits [1]
$26,264,987

Total funds deposited by members.

Members [1]
2,270

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.78%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2730 12TH AVE S

FARGO, ND, 58103
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by POSTAL FAMILY (Charter #951).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

2730 12TH AVE S

Fargo, ND 58103

Phone: (701) 232-6910

Services: Member Services, Drive-Thru

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Additional Branches

Grand Forks

BRANCH

Type: Branch Office

2501 28TH AVE S

Grand Forks, ND 58208-6321

Phone: (701) 772-5699

Services: Member Services

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