GUERNSEY COMMUNITY Credit Union Profile

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GUERNSEY COMMUNITY

Charter #9501 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (307) 836-2813

Fax: (307) 836-2834

Founding Date: N/A

Personnel & Operations

President: Howshar, Charles

Manager: Logan, Wai

FT Employees: 0

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-TH 1:00-5:00, FRI 9:00-1:00

Credit Union Profile Summary

GUERNSEY COMMUNITY is a FCU Credit Union. With a total of 265 members [1], this institution manages approximately $1,796,602 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.17% [1].

Financial Snapshot

Total Assets [1]
$1,796,602

Total economic resources.

Total Loans [1]
$1,412,592

Total value of outstanding loans.

Total Deposits [1]
$1,439,331

Total funds deposited by members.

Members [1]
265

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
98.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

39 S. WYOMING AVE

GUERNSEY, WY, 82214

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by GUERNSEY COMMUNITY (Charter #9501).

Main Office

Main Office Main Office

Type: Corporate Office

39 S. Wyoming Ave

Guernsey, WY 82214

Phone: (307) 836-2813

Services: Member Services

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