CUMBERLAND COUNTY Credit Union Profile

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CUMBERLAND COUNTY

Charter #9500 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 878-3441

Fax: (207) 878-5327

Founding Date: N/A

Website: http://www.myccfcu.com

Personnel & Operations

President: D'Ascanio, Alexis

Manager: Harriman, Scott

FT Employees: 61

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 7

Hours: Monday thru Wednesday 8:30am - 4:30pm Thurs

Credit Union Profile Summary

CUMBERLAND COUNTY is a FCU Credit Union. With a total of 22,205 members ^[1], this institution manages approximately $467,463,161 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.6% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.00% ^[1].

Financial Snapshot

Total Assets ^[1]

$467,463,161

Total economic resources.

Total Loans ^[1]

$260,831,968

Total value of outstanding loans.

Total Deposits ^[1]

$417,889,013

Total funds deposited by members.

Members ^[1]

22,205

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

62.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 Gray Rd

Falmouth, ME, 04105

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by CUMBERLAND COUNTY (Charter #9500).

Main Office

Falmouth Main Office

Type: Corporate Office

101 Gray Rd

Falmouth, ME 04105

Phone: (207) 878-3441

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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