MERCER COUNTY W VA TEACHERS Credit Union Profile

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MERCER COUNTY W VA TEACHERS

Charter #9413 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 323-3732

Fax: (304) 324-0163

Founding Date: N/A

Website: http://www.mctfcu.virtualcu.net

Personnel & Operations

President: Brinkley-Simpkins, Paula

Manager: Dillon, Timothy

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Monday - Friday 9:30 a.m. - 4:30 p.m.

Credit Union Profile Summary

MERCER COUNTY W VA TEACHERS is a FCU Credit Union. With a total of 2,480 members [1], this institution manages approximately $25,970,456 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.53% [1].

Financial Snapshot

Total Assets [1]
$25,970,456

Total economic resources.

Total Loans [1]
$18,159,510

Total value of outstanding loans.

Total Deposits [1]
$23,513,598

Total funds deposited by members.

Members [1]
2,480

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 11.76%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

258 Blue Prince Rd Ste 102

Bluefield, WV, 24701-9672
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MERCER COUNTY W VA TEACHERS (Charter #9413).

Main Office

Credit Union Office Main Office

Type: Corporate Office

258 Blue Prince Rd Ste 102

Bluefield, WV 24701-9672

Phone: (304) 323-3732

Services: Member Services

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