YOLO Credit Union Profile

Showing details for YOLO Credit Union.

Home > CA > YOLO

YOLO

Charter #9293 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (530) 668-2700

Fax: (530) 668-0969

Founding Date: N/A

Website: http://www.yolofcu.org

Personnel & Operations

President: Schemel, William

Manager: Rawlings, Jenee

FT Employees: 75

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: M-F 10:00 AM to 6:00 PM Sat 10:00 AM to 2:

Credit Union Profile Summary

YOLO is a FCU Credit Union. With a total of 22,603 members [1], this institution manages approximately $404,005,936 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.29% [1].

Financial Snapshot

Total Assets [1]
$404,005,936

Total economic resources.

Total Loans [1]
$280,047,810

Total value of outstanding loans.

Total Deposits [1]
$347,731,882

Total funds deposited by members.

Members [1]
22,603

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.63%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

266 W Main St

Woodland, CA, 95695
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by YOLO (Charter #9293).

Main Office

Woodland Main Office

Type: Corporate Office

266 W Main St

Woodland, CA 95695

Phone: (530) 668-2700

Services: Member Services, ATM

Open in Directions

Additional Branches

Davis

Davis

Type: Branch Office

501 G St

Davis, CA 95616

Phone: (530) 668-2700

Services: Member Services, ATM, Drive-Thru

Open in Directions

W Sacramento

West Sac

Type: Branch Office

2240 Lake Washington Blvd Ste 100

W Sacramento, CA 95691

Phone: (916) 371-6179

Services: Member Services, ATM

Open in Directions

Winters

Winters

Type: Branch Office

168 E Grant Ave

Winters, CA 95694

Phone: (530) 668-2700

Services: Member Services, ATM, Drive-Thru

Open in Directions

Woodland

Sycamore

Type: Branch Office

465 Pioneer Ave

Woodland, CA 95776

Phone: (530) 668-6080

Services: Member Services, ATM

Open in Directions