CARTER Credit Union Profile

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CARTER

Charter #9164 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (318) 539-4655

Fax: (318) 539-5104

Founding Date: N/A

Website: http://www.cartercu.org

Personnel & Operations

President: Butler, Joyce

Manager: Arnold, Joe

FT Employees: 120

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 12.38%

Membership Type: 52

Branches: 14

Hours: M-F 8:00 A.M. - 5:00 P.M.

Credit Union Profile Summary

CARTER is a FCU Credit Union. With a total of 34,939 members ^[1], this institution manages approximately $752,406,923 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.37% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.47% ^[1].

Financial Snapshot

Total Assets ^[1]

$752,406,923

Total economic resources.

Total Loans ^[1]

$590,227,467

Total value of outstanding loans.

Total Deposits ^[1]

$576,801,773

Total funds deposited by members.

Members ^[1]

34,939

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

102.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

133 S MAIN ST

SPRINGHILL, LA, 71075

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by CARTER (Charter #9164).

Main Office

Operations Main Office

Type: Corporate Office

Type: Branch Office

8988 Ellerbe Rd

Shreveport, LA 71106

Phone: (800) 367-5026

Services: Member Services, ATM, Drive-Thru

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New ASC

Type: Corporate Office

8988 Ellerbe Rd

Shreveport, LA 71106

Phone: (800) 367-5026

Services: None specified

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Old ASC

Type: Corporate Office

6889 Bert Kouns Ind Loop

Shreveport, LA 71129

Phone: (318) 688-3620

Services: None specified

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Shreveport Branch 07

Type: Branch Office

6885 Bert Kouns Ind Loop

Shreveport, LA 71129

Phone: (318) 688-3620

Services: Member Services, ATM, Drive-Thru

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Southern University Branch 23

Type: Branch Office

4646 Hilry Huckaby III Ave

Shreveport, LA 71107-5707

Phone: (800) 367-5026

Services: Member Services, ATM

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Springhill

Springhill Branch 03

Type: Branch Office

100 W Church St

Springhill, LA 71075

Phone: (318) 539-3502

Services: Member Services, ATM, Drive-Thru

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