MERCED SCHOOL EMPLOYEES Credit Union Profile

Showing details for MERCED SCHOOL EMPLOYEES Credit Union.

Home > CA > MERCED SCHOOL EMPLOYEES

MERCED SCHOOL EMPLOYEES

Charter #9119 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (209) 383-5550

Fax: (209) 383-4259

Founding Date: N/A

Website: https://www.mercedschoolcu.org

Personnel & Operations

President: Silva, Terry

Manager: Deavours, Nancy

FT Employees: 115

PT Employees: 26

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 8

Hours: 8:30-5:00 M-TH 9:00-6:00 FRIDAY

Credit Union Profile Summary

MERCED SCHOOL EMPLOYEES is a FCU Credit Union. With a total of 50,006 members [1], this institution manages approximately $841,344,280 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.05% [1].

Financial Snapshot

Total Assets [1]
$841,344,280

Total economic resources.

Total Loans [1]
$313,561,638

Total value of outstanding loans.

Total Deposits [1]
$748,198,229

Total funds deposited by members.

Members [1]
50,006

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1021 OLIVEWOOD DR

MERCED, CA, 95348-1218
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 8 branches reported by MERCED SCHOOL EMPLOYEES (Charter #9119).

Main Office

MSEFCU Main Main Office

Type: Corporate Office

1021 Olivewood Dr

Merced, CA 95348-1218

Phone: (209) 383-5550

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Atwater

MSEFCU Atwater

Type: Branch Office

101 Bellevue Rd

Atwater, CA 95301

Phone: (209) 357-4440

Services: Member Services, ATM, Drive-Thru

Open in Directions

Delhi

Delhi High School Hawk Branch

Type: Branch Office

16881 Schendel Ave

Delhi, CA 95315

Phone: (209) 656-2015

Services: Member Services

Open in Directions

Le Grand

Le Grand High School Bulldog Branch

Type: Branch Office

12961 Le Grand Rd

Le Grand, CA 95333-9737

Phone: (209) 917-3051

Services: Member Services

Open in Directions

Los Banos

MSEFCU Los Banos

Type: Branch Office

1450 S Mercey Springs Rd Ste 104

Los Banos, CA 93635

Phone: (209) 827-8010

Services: Member Services, ATM

Open in Directions

Merced

Golden Valley High Cougar Branch

Type: Branch Office

2121 E Childs Ave

Merced, CA 95341-9516

Phone: (209) 354-4044

Services: Member Services

Open in Directions

Merced High School Bear Branch

Type: Branch Office

205 W Olive Ave

Merced, CA 95348

Phone: (209) 724-0915

Services: Member Services

Open in Directions

MSEFCU M St.

Type: Branch Office

1935 M St

Merced, CA 95340

Phone: (209) 385-3330

Services: Member Services, ATM

Open in Directions