SOUTHERNMOST Credit Union Profile
Showing details for SOUTHERNMOST Credit Union.
Credit Union Profile for: SOUTHERNMOST
SOUTHERNMOST
Headquarters Contact & Staff
Personnel & Operations
President: Winegarden, Bruce
Manager: Bethel, Gladys
FT Employees: 4
PT Employees: 1
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 36
Branches: 1
Hours: 8:30 - 5:00 M,T.Thur. 12:00 - 5:00 Wed 9:
Credit Union Profile Summary
SOUTHERNMOST is a FCU Credit Union. With a total of 1,240 members [1], this institution manages approximately $16,040,099 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.64% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.62% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by SOUTHERNMOST (Charter #9105).
Main Office
Southernmost Federal Credit Union Main Office
1004 Kennedy Dr
Key West, FL 33040-4019
Phone: (305) 296-6568
Services: Member Services, ATM, Drive-Thru