MINOT AREA SCHOOLS Credit Union Profile

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MINOT AREA SCHOOLS

Charter #8943 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (701) 857-4430

Fax: (701) 857-4462

Founding Date: N/A

Website: http://www.masfcu.org

Personnel & Operations

President: Moore, Neil

Manager: Faaiuaso, Mindy

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: 8:00 A.M. - 4:30 P.M. MONDAY THRU FRIDAY

Credit Union Profile Summary

MINOT AREA SCHOOLS is a FCU Credit Union. With a total of 1,169 members [1], this institution manages approximately $13,701,242 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.15% [1].

Financial Snapshot

Total Assets [1]
$13,701,242

Total economic resources.

Total Loans [1]
$5,941,173

Total value of outstanding loans.

Total Deposits [1]
$12,423,997

Total funds deposited by members.

Members [1]
1,169

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

215 2ND ST SE

MINOT, ND, 58701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MINOT AREA SCHOOLS (Charter #8943).

Main Office

Minot Area Schools Federal Credit Union Main Office

Type: Corporate Office

215 2nd St SE

Minot, ND 58701

Phone: (701) 857-4430

Services: Member Services

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