SEBASTICOOK VALLEY Credit Union Profile

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SEBASTICOOK VALLEY

Charter #8936 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 487-5576

Fax: (207) 487-5149

Founding Date: N/A

Website: http://www.svfcume.com

Personnel & Operations

President: Costain, Danny

Manager: LEMIEUX, JAMES

FT Employees: 25

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 2

Hours: MONDAY 9-5 TUESDAY-FRIDAY 8-5 SATURDAY 8-

Credit Union Profile Summary

SEBASTICOOK VALLEY is a FCU Credit Union. With a total of 12,252 members [1], this institution manages approximately $179,335,593 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.01% [1].

Financial Snapshot

Total Assets [1]
$179,335,593

Total economic resources.

Total Loans [1]
$155,443,157

Total value of outstanding loans.

Total Deposits [1]
$138,500,525

Total funds deposited by members.

Members [1]
12,252

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
112.23%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

505 SOMERSET AVE

PITTSFIELD, ME, 04967
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by SEBASTICOOK VALLEY (Charter #8936).

Main Office

SEBASTICOOK- PITTS Main Office

Type: Corporate Office

505 SOMERSET AVE

Pittsfield, ME 04967

Phone: (207) 487-5576

Services: None specified

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Additional Branches

Newport

Nokomis High School

Type: Branch Office

266 Williams Rd

Newport, ME 04953

Phone: (207) 368-4354

Services: Member Services

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SEBASTICOOK-NEWPORT

Type: Branch Office

87 moosehead trl

Newport, ME 04953

Phone: (207) 368-4940

Services: None specified

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