FERGUS Credit Union Profile

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FERGUS

Charter #8881 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 535-7478

Fax: (406) 535-9790

Founding Date: N/A

Website: https://www.fergusfcu.com

Personnel & Operations

President: Bent, Tracy

Manager: Durbin, Jayme

FT Employees: 22

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday thru Wednesday 7:30am - 5:00pmThur

Credit Union Profile Summary

FERGUS is a FCU Credit Union. With a total of 6,436 members [1], this institution manages approximately $113,793,651 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.81% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.33% [1].

Financial Snapshot

Total Assets [1]
$113,793,651

Total economic resources.

Total Loans [1]
$84,369,742

Total value of outstanding loans.

Total Deposits [1]
$98,943,035

Total funds deposited by members.

Members [1]
6,436

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
9.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

106 E Janeaux St

Lewistown, MT, 59457-3033

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by FERGUS (Charter #8881).

Main Office

Fergus Federal Credit Union Main Office

Type: Corporate Office

106 E Janeaux St

Lewistown, MT 59457-3033

Phone: (406) 535-7478

Services: Member Services, ATM, Drive-Thru

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