BILLINGS Credit Union Profile

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BILLINGS

Charter #887 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 248-1127

Fax: (406) 248-2704

Founding Date: N/A

Website: http://www.billingsfcu.org

Personnel & Operations

President: Erger, Patrick

Manager: Boos, Tom

FT Employees: 48

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 9am - 5pm Monday thru Friday Drive Up Hour

Credit Union Profile Summary

BILLINGS is a FCU Credit Union. With a total of 12,871 members [1], this institution manages approximately $215,116,830 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.63% [1].

Financial Snapshot

Total Assets [1]
$215,116,830

Total economic resources.

Total Loans [1]
$176,615,564

Total value of outstanding loans.

Total Deposits [1]
$181,400,938

Total funds deposited by members.

Members [1]
12,871

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2522 4th Ave N

Billings, MT, 59101-1316

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by BILLINGS (Charter #887).

Main Office

Billings FCU Main Office

Type: Corporate Office

2522 4th Ave N

Billings, MT 59101-1316

Phone: (406) 248-1127

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Billings

Altana FCU

Type: Corporate Office

3212 Central Ave

Billings, MT 59102

Phone: (406) 651-2328

Services: None specified

Open in Directions

Billings FCU

Type: Branch Office

3210 Henesta Dr Ste A

Billings, MT 59102-7020

Phone: (406) 248-1127

Services: Member Services, ATM

Open in Directions

Billings FCU

Type: Branch Office

1516 Main St

Billings, MT 59105

Phone: (406) 248-1127

Services: Member Services, ATM

Open in Directions

Billings FCU

Type: Branch Office

990 Grand Ave

Billings, MT 59102

Phone: (406) 248-1127

Services: Member Services, ATM

Open in Directions

Great Falls

MDT - West

Type: Corporate Office

501 Park Dr S

Great Falls, MT 59405-1879

Phone: (800) 823-2876

Services: None specified

Open in Directions