ONE SOUTH Credit Union Profile

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ONE SOUTH

Charter #8840 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 442-4382

Fax: (601) 446-9592

Founding Date: N/A

Website: http://WWW.ONESOUTHFCU.COM

Personnel & Operations

President: Geter, Jerry

Manager: MCCANN, STACY

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: Monday - Friday 8:00am-4:00pm

Credit Union Profile Summary

ONE SOUTH is a FCU Credit Union. With a total of 2,826 members [1], this institution manages approximately $17,466,721 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.25% [1].

Financial Snapshot

Total Assets [1]
$17,466,721

Total economic resources.

Total Loans [1]
$8,764,085

Total value of outstanding loans.

Total Deposits [1]
$14,715,922

Total funds deposited by members.

Members [1]
2,826

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.95%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

148 N SHIELDS LN

NATCHEZ, MS, 39120-4195

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ONE SOUTH (Charter #8840).

Main Office

Corporate office Main Office

Type: Corporate Office

148 N SHIELDS LN

Natchez, MS 39120-4195

Phone: (601) 442-4382

Services: Member Services, ATM, Drive-Thru

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