METRO COMMUNITY Credit Union Profile

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METRO COMMUNITY

Charter #8791 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (304) 697-4652

Fax: (304) 697-2183

Founding Date: N/A

Website: http://www.metrocommunityfcu.com

Personnel & Operations

President: Bartlett, William

Manager: Whitley, Robert

FT Employees: 9

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday Thru Thrusday 8:00 am to 5:00 pm Fr

Credit Union Profile Summary

METRO COMMUNITY is a FCU Credit Union. With a total of 4,677 members [1], this institution manages approximately $48,245,254 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.40% [1].

Financial Snapshot

Total Assets [1]
$48,245,254

Total economic resources.

Total Loans [1]
$28,050,825

Total value of outstanding loans.

Total Deposits [1]
$43,422,006

Total funds deposited by members.

Members [1]
4,677

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.90%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

215 18th St

Huntington, WV, 25703
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by METRO COMMUNITY (Charter #8791).

Main Office

Metro Community Federal CU Main Office

Type: Corporate Office

215 18th St

Huntington, WV 25703

Phone: (304) 697-4652

Services: Member Services, ATM, Drive-Thru

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