SINGING RIVER Credit Union Profile

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SINGING RIVER

Charter #8694 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (228) 475-9531

Fax: (228) 407-1025

Founding Date: N/A

Website: http://WWW.SRFCU.ORG

Personnel & Operations

President: Plowman, James

Manager: SMITH JR, JAMES

FT Employees: 102

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 7

Hours: 9:00 AM- 5:00PM M,T,TH,F 10:00 AM -5:00PM

Credit Union Profile Summary

SINGING RIVER is a FCU Credit Union. With a total of 31,898 members [1], this institution manages approximately $385,784,830 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.60% [1].

Financial Snapshot

Total Assets [1]
$385,784,830

Total economic resources.

Total Loans [1]
$317,655,884

Total value of outstanding loans.

Total Deposits [1]
$341,865,419

Total funds deposited by members.

Members [1]
31,898

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 21.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 18.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 33.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6006 HIGHWAY 63

MOSS POINT, MS, 39563
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by SINGING RIVER (Charter #8694).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

6006 HIGHWAY 63

Moss Point, MS 39563

Phone: (228) 475-9531

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Leakesville

LEAKESVILLE

Type: Branch Office

400 Hardy Ave

Leakesville, MS 39451-5698

Phone: (228) 475-9531

Services: Member Services, ATM

Open in Directions

Lucedale

LUCEDALE

Type: Branch Office

201 SCOTT RD

Lucedale, MS 39452

Phone: (601) 947-4578

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ocean Springs

OCEAN SPRINGS

Type: Branch Office

3070 BIENVILLE BLVD

Ocean Springs, MS 39564

Phone: (228) 475-9531

Services: Member Services, ATM, Drive-Thru

Open in Directions

Pascagoula

PASCAGOULA

Type: Branch Office

3210 MARKET ST

Pascagoula, MS 39567-4421

Phone: (228) 762-7878

Services: Member Services, ATM, Drive-Thru

Open in Directions

PHS

Type: Branch Office

1716 Tucker Ave

Pascagoula, MS 39567-5198

Phone: (228) 475-9531

Services: Member Services, ATM

Open in Directions