CAPSTONE Credit Union Profile

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CAPSTONE

Charter #8611 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 854-7125

Fax: (949) 349-2990

Founding Date: N/A

Website: https://www.capstonefcu.coop

Personnel & Operations

President: Fordham, Sherry

Manager: Landeros, Candice

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M, T, TH, F 8-4 W 9-4

Credit Union Profile Summary

CAPSTONE is a FCU Credit Union. With a total of 1,830 members [1], this institution manages approximately $33,811,255 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.43% [1].

Financial Snapshot

Total Assets [1]
$33,811,255

Total economic resources.

Total Loans [1]
$11,727,495

Total value of outstanding loans.

Total Deposits [1]
$29,125,768

Total funds deposited by members.

Members [1]
1,830

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3 POLARIS WAY STE 31B

ALISO VIEJO, CA, 92656

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CAPSTONE (Charter #8611).

Main Office

Capstone Federal Credit Union Main Office

Type: Corporate Office

3 POLARIS WAY STE 31B

Aliso Viejo, CA 92656

Phone: (800) 854-7125

Services: Member Services, ATM

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