COMMUNITY 1ST Credit Union Profile

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COMMUNITY 1ST

Charter #8588 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 234-2550

Fax: (406) 234-3127

Founding Date: N/A

Website: http://www.c1stfcu.com

Personnel & Operations

President: Bogner, Keith

Manager: Henke, Tristan

FT Employees: 10

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 9:00 am - 4:00 pm Monday-Friday

Credit Union Profile Summary

COMMUNITY 1ST is a FCU Credit Union. With a total of 3,918 members [1], this institution manages approximately $40,944,604 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.88% [1].

Financial Snapshot

Total Assets [1]
$40,944,604

Total economic resources.

Total Loans [1]
$33,644,284

Total value of outstanding loans.

Total Deposits [1]
$36,039,797

Total funds deposited by members.

Members [1]
3,918

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2905 Main St

Miles City, MT, 59301
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by COMMUNITY 1ST (Charter #8588).

Main Office

Main Office Main Office

Type: Corporate Office

2905 Main St

Miles City, MT 59301

Phone: (406) 234-2550

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ekalaka

Ekalaka Branch

Type: Branch Office

104 S Main St

Ekalaka, MT 59324

Phone: (406) 775-8748

Services: Member Services, ATM

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