ENCOMPASS Credit Union Profile

Showing details for ENCOMPASS Credit Union.

Home > IN > ENCOMPASS

ENCOMPASS

Charter #8548 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 675-8852

Fax: (765) 675-1183

Founding Date: N/A

Website: http://www.encompasscu.org

Personnel & Operations

President: Sottong, Gregory

Manager: Frawley, Josh

FT Employees: 56

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 8:30-4:30 Mon, Tue, Thu 8:30-1:30 Wed 8:30-

Credit Union Profile Summary

ENCOMPASS is a FCU Credit Union. With a total of 17,412 members ^[1], this institution manages approximately $263,959,982 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.13% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.62% ^[1].

Financial Snapshot

Total Assets ^[1]

$263,959,982

Total economic resources.

Total Loans ^[1]

$218,415,553

Total value of outstanding loans.

Total Deposits ^[1]

$235,684,305

Total funds deposited by members.

Members ^[1]

17,412

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

92.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.82%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

221 N Main St

Tipton, IN, 46072-1636

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Open in Directions