ELLAFI Credit Union Profile

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ELLAFI

Charter #854 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (860) 346-6614

Fax: (860) 346-4214

Founding Date: N/A

Website: http://www.ellafifcu.org

Personnel & Operations

President: Misenti, James

Manager: Swanson, Robyn

FT Employees: 43

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Monday - Friday 8:30 - 4:30

Credit Union Profile Summary

ELLAFI is a FCU Credit Union. With a total of 12,437 members [1], this institution manages approximately $175,398,750 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.40% [1].

Financial Snapshot

Total Assets [1]
$175,398,750

Total economic resources.

Total Loans [1]
$113,519,468

Total value of outstanding loans.

Total Deposits [1]
$158,716,440

Total funds deposited by members.

Members [1]
12,437

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

524 S Main St

Middletown, CT, 06457-4215
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ELLAFI (Charter #854).

Main Office

Main Office Main Office

Type: Corporate Office

524 S Main St

Middletown, CT 06457-4215

Phone: (860) 346-6614

Services: Member Services, ATM

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Additional Branches

Meriden

Meriden Branch

Type: Branch Office

1371 E Main St Ste 9

Meriden, CT 06450-4869

Phone: (860) 346-6614

Services: Member Services, ATM, Drive-Thru

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Middletown

635D

Type: Branch Office

635D S Main St

Middletown, CT 06457-4252

Phone: (860) 346-6614

Services: Member Services, ATM, Drive-Thru

Open in Directions