TOWN & COUNTRY Credit Union Profile

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TOWN & COUNTRY

Charter #8486 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 773-5656

Fax: (207) 772-3624

Founding Date: N/A

Website: https://www.tcfcu.com

Personnel & Operations

President: Torres, Jane

Manager: Libby, David

FT Employees: 125

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 12.24%

Membership Type: 00

Branches: 6

Hours: NOT YET DETERMINED

Credit Union Profile Summary

TOWN & COUNTRY is a FCU Credit Union. With a total of 38,937 members ^[1], this institution manages approximately $615,869,566 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.14% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.66% ^[1].

Financial Snapshot

Total Assets ^[1]

$615,869,566

Total economic resources.

Total Loans ^[1]

$473,536,168

Total value of outstanding loans.

Total Deposits ^[1]

$511,639,615

Total funds deposited by members.

Members ^[1]

38,937

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

92.55%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 6.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

32 LITTLE DOLPHIN DRIVE

SCARBOROUGH, ME, 04074

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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