JACKSON AREA Credit Union Profile

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JACKSON AREA

Charter #8445 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 922-7055

Fax: (601) 922-3057

Founding Date: N/A

Website: http://www.jacksonareafcu.com

Personnel & Operations

President: Anderson, John

Manager: Bridges, Leigh

FT Employees: 29

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: M-T 8:00am to 4:30pm F 8:00am to 5pm F 8:

Credit Union Profile Summary

JACKSON AREA is a FCU Credit Union. With a total of 15,562 members [1], this institution manages approximately $143,150,415 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.42% [1].

Financial Snapshot

Total Assets [1]
$143,150,415

Total economic resources.

Total Loans [1]
$45,930,977

Total value of outstanding loans.

Total Deposits [1]
$129,177,407

Total funds deposited by members.

Members [1]
15,562

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5675 Highway 18 W

Jackson, MS, 39209
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by JACKSON AREA (Charter #8445).

Main Office

JAFCU Main Office

Type: Corporate Office

5675 Highway 18 W

Jackson, MS 39209

Phone: (601) 922-7055

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Byram

JAFCU-Byram

Type: Branch Office

7375 S Siwell Rd

Byram, MS 39272-8741

Phone: (601) 373-1071

Services: Member Services, ATM, Drive-Thru

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