MY PENSACOLA Credit Union Profile

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MY PENSACOLA

Charter #8442 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (850) 432-9939

Fax: (850) 435-9767

Founding Date: N/A

Website: http://www.MyPensacolaCU.com

Personnel & Operations

President: Kutzer, James

Manager: Phetteplace, James

FT Employees: 20

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday - Friday 7:30 a.m. - 4:00 p.m. C.S.

Credit Union Profile Summary

MY PENSACOLA is a FCU Credit Union. With a total of 4,615 members [1], this institution manages approximately $87,706,788 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 17.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.26% [1].

Financial Snapshot

Total Assets [1]
$87,706,788

Total economic resources.

Total Loans [1]
$31,727,295

Total value of outstanding loans.

Total Deposits [1]
$72,154,200

Total funds deposited by members.

Members [1]
4,615

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

108 S Reus St

Pensacola, FL, 32502-5718

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MY PENSACOLA (Charter #8442).

Main Office

Main Office Main Office

Type: Corporate Office

108 S Reus St

Pensacola, FL 32502-5718

Phone: (850) 432-9939

Services: Member Services, ATM, Drive-Thru

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