MERIDIAN MUTUAL Credit Union Profile

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MERIDIAN MUTUAL

Charter #8433 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 693-1900

Fax: (601) 482-5748

Founding Date: N/A

Website: http://www.meridianmutualfcu.com

Personnel & Operations

President: Partridge, Jr., Cliff

Manager: Branstetter, Justin

FT Employees: 21

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: LOBBY HOURS: Monday & Tuesday 9 AM-5:00 PM

Credit Union Profile Summary

MERIDIAN MUTUAL is a FCU Credit Union. With a total of 7,136 members [1], this institution manages approximately $63,691,913 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.80% [1].

Financial Snapshot

Total Assets [1]
$63,691,913

Total economic resources.

Total Loans [1]
$29,302,459

Total value of outstanding loans.

Total Deposits [1]
$55,954,434

Total funds deposited by members.

Members [1]
7,136

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

809 26th Ave

Meridian, MS, 39301
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MERIDIAN MUTUAL (Charter #8433).

Main Office

Main Office Main Office

Type: Corporate Office

809 26th Ave

Meridian, MS 39301

Phone: (601) 693-1900

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Fairhope

CuSouth

Type: Corporate Office

23210 us Highway 98 ste b1

Fairhope, AL 36532-3397

Phone: (616) 977-8100

Services: None specified

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