ADVANTAGE PLUS Credit Union Profile

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ADVANTAGE PLUS

Charter #8428 | NCUA Region 3 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (208) 232-7711

Fax: (208) 232-1911

Founding Date: N/A

Website: http://www.advantagepluscreditunion

Personnel & Operations

President: Beebe, Dan

Manager: Neibaur, Brent

FT Employees: 72

PT Employees: 15

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 8

Hours: Lobby Hours 9 am - 5 pm Monday - Friday Dr

Credit Union Profile Summary

ADVANTAGE PLUS is a FCU Credit Union. With a total of 21,362 members ^[1], this institution manages approximately $272,127,144 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.92% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.73% ^[1].

Financial Snapshot

Total Assets ^[1]

$272,127,144

Total economic resources.

Total Loans ^[1]

$221,053,856

Total value of outstanding loans.

Total Deposits ^[1]

$243,651,722

Total funds deposited by members.

Members ^[1]

21,362

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

90.73%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 8.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2133 E Center St

Pocatello, ID, 83201-2616

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 8 branches reported by ADVANTAGE PLUS (Charter #8428).

Main Office

Center Street Main Office

Type: Corporate Office

Johnny Creek

Type: Branch Office

3415 Johnny Creek Rd

Pocatello, ID 83204-4458

Phone: (208) 232-2979

Services: Member Services, ATM, Drive-Thru

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Preston

Preston Branch

Type: Branch Office

311 S Highway 91

Preston, ID 83263

Phone: (208) 852-9999

Services: Member Services, ATM, Drive-Thru

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Soda Springs

Type: Branch Office

70 E 2nd S

Soda Springs, ID 83276-1408

Phone: (208) 547-2338

Services: Member Services, ATM, Drive-Thru

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