GARDINER Credit Union Profile

Showing details for GARDINER Credit Union.

Home > ME > GARDINER

GARDINER

Charter #8367 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 582-2676

Fax: (207) 582-3108

Founding Date: N/A

Website: http://www.gardinerfcu.org

Personnel & Operations

President: Tourtelotte, David

Manager: Larrabee, Vicki

FT Employees: 14

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday, Tuesday, Thursday & Friday 8am-5pm

Credit Union Profile Summary

GARDINER is a FCU Credit Union. With a total of 5,417 members [1], this institution manages approximately $91,420,306 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.28% [1].

Financial Snapshot

Total Assets [1]
$91,420,306

Total economic resources.

Total Loans [1]
$56,486,652

Total value of outstanding loans.

Total Deposits [1]
$76,386,545

Total funds deposited by members.

Members [1]
5,417

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

420 Brunswick Ave

Gardiner, ME, 04345-2836
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by GARDINER (Charter #8367).

Main Office

Brunswick Avenue Main Office

Type: Corporate Office

420 Brunswick Ave

Gardiner, ME 04345-2836

Phone: (207) 582-2676

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Augusta

KV FCU

Type: Corporate Office

316 W River Rd

Augusta, ME 04330-3992

Phone: (207) 623-5171

Services: ATM

Open in Directions