CUTTING EDGE Credit Union Profile

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CUTTING EDGE

Charter #8317 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (503) 653-4392

Fax: (503) 653-6327

Founding Date: N/A

Website: http://www.cuttingedgefcu.org

Personnel & Operations

President: Stallman, Richard

Manager: Howe, Brady

FT Employees: 13

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: Monday - Thursday 9:30 AM - 5:00 PM Friday

Credit Union Profile Summary

CUTTING EDGE is a FCU Credit Union. With a total of 3,833 members [1], this institution manages approximately $54,421,237 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.80% [1].

Financial Snapshot

Total Assets [1]
$54,421,237

Total economic resources.

Total Loans [1]
$19,812,518

Total value of outstanding loans.

Total Deposits [1]
$48,445,795

Total funds deposited by members.

Members [1]
3,833

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4620 SE International Way Ste 105

Milwaukie, OR, 97222
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by CUTTING EDGE (Charter #8317).

Main Office

Milwaukie Main Office

Type: Corporate Office

4620 SE International Way Ste 105

Milwaukie, OR 97222

Phone: (503) 653-4392

Services: Member Services

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Additional Branches

Lewiston

Lewiston

Type: Branch Office

2200 1st St

Lewiston, ID 83501-3559

Phone: (208) 746-5911

Services: Drive-Thru

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