WESTEDGE Credit Union Profile

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WESTEDGE

Charter #8113 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (360) 734-5790

Fax: (360) 734-9249

Founding Date: N/A

Website: http://www.westedgecu.org

Personnel & Operations

President: Border, Peter

Manager: Segel, Scott

FT Employees: 14

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M-F 8:30-5:30

Credit Union Profile Summary

WESTEDGE is a FCU Credit Union. With a total of 4,219 members [1], this institution manages approximately $80,500,516 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.06% [1].

Financial Snapshot

Total Assets [1]
$80,500,516

Total economic resources.

Total Loans [1]
$36,343,020

Total value of outstanding loans.

Total Deposits [1]
$68,191,625

Total funds deposited by members.

Members [1]
4,219

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2501 JAMES ST

BELLINGHAM, WA, 98225-3529

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WESTEDGE (Charter #8113).

Main Office

WestEdge FCU Main Office

Type: Corporate Office

2501 James St

Bellingham, WA 98225-3529

Phone: (360) 734-5790

Services: Member Services

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