FOURTH WARD Credit Union Profile

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FOURTH WARD

Charter #7877 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (985) 517-6162

Fax:

Founding Date: N/A

Personnel & Operations

President: Simmons, John

Manager: Mixon, Rachel

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Is located in manager's home By appointmen

Credit Union Profile Summary

FOURTH WARD is a FCU Credit Union. With a total of 224 members [1], this institution manages approximately $895,067 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.01% [1].

Financial Snapshot

Total Assets [1]
$895,067

Total economic resources.

Total Loans [1]
$534,725

Total value of outstanding loans.

Total Deposits [1]
$754,597

Total funds deposited by members.

Members [1]
224

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
5.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-9.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.01%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

60233 Smilin Acres Rd

amite, LA, 70422-3841

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by FOURTH WARD (Charter #7877).

Main Office

Fourth Ward Federal Credit Union Main Office

Type: Corporate Office

60233 Smilin Acres Rd

Amite, LA 70422-3841

Phone: (985) 517-6162

Services: Member Services

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