EM Credit Union Profile
Showing details for EM Credit Union.
Credit Union Profile for: EM
EM
Headquarters Contact & Staff
Contact & Info
Phone: (480) 633-4435
Fax: (480) 633-4612
Founding Date: N/A
Website: https://www.emfederalcreditunion.or
Personnel & Operations
President: Policastro, William
Manager: Person, Kimberly
FT Employees: 4
PT Employees: 2
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 15
Branches: 1
Hours: 8:00 AM - 5:00 PM
Credit Union Profile Summary
EM is a FCU Credit Union. With a total of 2,142 members [1], this institution manages approximately $12,030,023 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.19% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
N/A / 5.0Total Approved Reviews:
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Branch Locations
Found 1 branches reported by EM (Charter #7715).
Main Office
E M Federal Credit Union Main Office
50 W Iron Ave
Mesa, AZ 85210-6103
Phone: (480) 633-4435
Services: Member Services