SERVICE FIRST Credit Union Profile

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SERVICE FIRST

Charter #77 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (605) 336-1047

Fax: (605) 336-6529

Founding Date: N/A

Website: http://www.servicefirstfcu.org

Personnel & Operations

President: Scholten, Kyle

Manager: Kasten, Travis

FT Employees: 57

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Monday and Friday Lobby 9:00AM-5:30 PM Mo

Credit Union Profile Summary

SERVICE FIRST is a FCU Credit Union. With a total of 16,935 members [1], this institution manages approximately $204,661,557 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -19.08% [1].

Financial Snapshot

Total Assets [1]
$204,661,557

Total economic resources.

Total Loans [1]
$107,283,791

Total value of outstanding loans.

Total Deposits [1]
$187,575,845

Total funds deposited by members.

Members [1]
16,935

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -19.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.81%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3901 E 10th St

Sioux Falls, SD, 57103-2133
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by SERVICE FIRST (Charter #77).

Main Office

Service First Federal Credit Union Main Office

Type: Corporate Office

3901 E 10th St

Sioux Falls, SD 57103-2133

Phone: (605) 336-1047

Services: Member Services, Drive-Thru

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Additional Branches

Sioux Falls

Falls Landingl Branch

Type: Branch Office

1300 N Morrell Ave

Sioux Falls, SD 57103-0158

Phone: (605) 336-3775

Services: Member Services, ATM

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Southwest Branch

Type: Branch Office

3600 S Kiwanis Ave

Sioux Falls, SD 57105

Phone: (605) 357-8085

Services: Member Services, Drive-Thru

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