OZARK Credit Union Profile

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OZARK

Charter #7641 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 686-7221

Fax: (573) 686-1949

Founding Date: N/A

Website: http://www.ozarkfcu.com

Personnel & Operations

President: Ervin, Edwin

Manager: Wolfram, Chad

FT Employees: 48

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 6

Hours: 7:30-17:30 M-Th 7:30-18:00 F 9:00-12:00 S

Credit Union Profile Summary

OZARK is a FCU Credit Union. With a total of 16,772 members [1], this institution manages approximately $119,241,421 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.79% [1].

Financial Snapshot

Total Assets [1]
$119,241,421

Total economic resources.

Total Loans [1]
$86,498,937

Total value of outstanding loans.

Total Deposits [1]
$104,877,715

Total funds deposited by members.

Members [1]
16,772

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2438 Katy LN

Poplar Bluff, MO, 63901-2304
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by OZARK (Charter #7641).

Main Office

Main Office Main Office

Type: Corporate Office

2438 Katy LN

Poplar Bluff, MO 63901-2304

Phone: (573) 686-7221

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Dexter

Dexter Branch

Type: Branch Office

1117 W BUS HWY 60

Dexter, MO 63841

Phone: (573) 624-8864

Services: Member Services, ATM, Drive-Thru

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Doniphan

Doniphan Branch

Type: Branch Office

1407 Walnut St

Doniphan, MO 63935-1016

Phone: (573) 351-2401

Services: Member Services, ATM, Drive-Thru

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Piedmont

Piedmont Branch

Type: Branch Office

101 S Main ST

Piedmont, MO 63957-1562

Phone: (573) 223-3075

Services: Member Services, ATM, Drive-Thru

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Poplar Bluff

Downtown Branch

Type: Branch Office

221 N 5th St

Poplar Bluff, MO 63901-5111

Phone: (573) 686-9991

Services: Member Services, ATM, Drive-Thru

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VAMC Branch

Type: Branch Office

1500 N Westwood Blvd

Poplar Bluff, MO 63901

Phone: (573) 778-4606

Services: Member Services

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