OCEANAIR Credit Union Profile

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OCEANAIR

Charter #7608 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (805) 988-2151

Fax: (805) 278-3825

Founding Date: N/A

Website: http://www.oceanair.org

Personnel & Operations

President: Taluy, Timur

Manager: Weber, Rick

FT Employees: 129

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 10.17%

Membership Type: 98

Branches: 5

Hours: M, T, Th, F 9:30am-6:00pm, W 10am-6pm, Satu

Credit Union Profile Summary

OCEANAIR is a FCU Credit Union. With a total of 27,772 members [1], this institution manages approximately $869,936,531 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.71% [1].

Financial Snapshot

Total Assets [1]
$869,936,531

Total economic resources.

Total Loans [1]
$701,068,188

Total value of outstanding loans.

Total Deposits [1]
$687,624,213

Total funds deposited by members.

Members [1]
27,772

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
101.96%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2151 E Gonzales Rd

Oxnard, CA, 93036-3704

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by OCEANAIR (Charter #7608).

Main Office

CBC Federal Credit Union Main Office

Type: Corporate Office

2151 E Gonzales Rd

Oxnard, CA 93036-3704

Phone: (805) 988-2151

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Camarillo

Camarillo Branch

Type: Branch Office

300 Arneill Rd

Camarillo, CA 93010

Phone: (805) 988-2151

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ventura

Ventura Branch

Type: Branch Office

3636 Dean Dr

Ventura, CA 93003-3486

Phone: (805) 988-2151

Services: Member Services, ATM

Open in Directions