RIDGELINE Credit Union Profile

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RIDGELINE

Charter #7546 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (801) 328-1521

Fax: (801) 355-3340

Founding Date: N/A

Website: http://www.ridgelinecu.com

Personnel & Operations

President: ECKER, REG

Manager: Huntsman, Doug

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30 AM - 5:30 PM M,T,TH,F9:30 AM - 5:30

Credit Union Profile Summary

RIDGELINE is a FCU Credit Union. With a total of 1,541 members [1], this institution manages approximately $26,912,364 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.55% [1].

Financial Snapshot

Total Assets [1]
$26,912,364

Total economic resources.

Total Loans [1]
$13,072,687

Total value of outstanding loans.

Total Deposits [1]
$24,247,209

Total funds deposited by members.

Members [1]
1,541

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
53.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-10.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-18.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

564 E 300 S

SALT LAKE CITY, UT, 84102

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by RIDGELINE (Charter #7546).

Main Office

Corporate Office Main Office

Type: Corporate Office

564 E 300 S

Salt Lake City, UT 84102

Phone: (801) 328-1521

Services: Member Services

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