REDSTONE Credit Union Profile

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REDSTONE

Charter #7544 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (256) 837-6110

Fax: (256) 722-8399

Founding Date: N/A

Website: https://www.redfcu.org

Personnel & Operations

President: Hargrove, Dave

Manager: Newberry, Joseph

FT Employees: 1,333

PT Employees: 26

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 44

Hours: M-F 9:00 AM - 5:00 PM

Credit Union Profile Summary

REDSTONE is a FCU Credit Union. With a total of 644,736 members ^[1], this institution manages approximately $8,228,674,944 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.21% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.31% ^[1].

Financial Snapshot

Total Assets ^[1]

$8,228,674,944

Total economic resources.

Total Loans ^[1]

$3,707,307,403

Total value of outstanding loans.

Total Deposits ^[1]

$7,315,799,485

Total funds deposited by members.

Members ^[1]

644,736

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

50.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 7.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -2.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -20.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

220 WYNN DR

HUNTSVILLE, AL, 35893

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 39 branches reported by REDSTONE (Charter #7544).

Main Office

Main Office Main Office

Type: Corporate Office

220 Wynn Dr

Huntsville, AL 35893

Phone: (256) 837-6110

Services: Member Services, ATM, Drive-Thru

REDSTONE Credit Union Profile

REDSTONE

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Main Office Main Office

Additional Branches

Arab

Athens

Big Cove

Decatur

Fayetteville

Guntersville

Hartselle

Harvest

Hazel Green

Huntsville

Madison

Meridianville

Murfreesboro

Normal

Redstone Arsenal

Scottsboro

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